This website (“Website”) is operated by chacko Joseph (“Operator”).
The term “User” means and includes all registered and non registered users of the Website.
Financial Risk
The information contained and provided on this Website is of a general nature and it is with the intention of the Operator of the Website to provide any professional advice, solicitation or offer to sell, recommend or purchase securities and/or funds to the Registered Users and/or Viewers of the Website. All information, statements, opinions, statistics, products, services and materials contained, provided and posted on the Website are contained, provided and posted on an “as is” basis. The users must exercise due caution and must verify any and all information before they enter into any commercial or business relationship or transaction with us or any person or entity, and /or any other party or makes any investment or enters into any financial obligation based solely on any information, statement or opinion which is contained, provided, posted or expressed on the Website. The users of the Website expressly understand and agree that it is their sole responsibility to authenticate, verify and evaluate or take professional advice on the accuracy and completeness of all information, statements, opinions and other materials contained, provided, posted or expressed on this Website or any website with which it is linked.
The Website contains information, statements, opinions, statistics, products, services and materials that have been obtained from sources believed to be reliable and an effort has been made to provide accurate information, however the Operators of this Website make no guarantees whatsoever regarding the timeliness, completeness, accuracy, adequacy, fullness, functionality or reliability of the information, statements, opinions, products, services and materials contained, provided and posted on any section of the Website or of the results obtained from the use of such information, statements, opinions, products, services and materials and make no warranties of any kind and nature whatsoever either express or implied, including but not limited to warranties regarding the accuracy, performance, merchantability and/or fitness for a particular purpose of the information, statements, opinions, products, services and materials contained, provided and posted on the Website or of the results obtained from the use of such information, statements, opinions, products, services and materials.
The users of the Website understand and agree that any action taken or decision made by them based on the information, statements and/or opinions contained, provided, posted, made or expressed on the Website will be taken or made by them at their own risk without any recourse whatsoever to the Operators of the Website. The information, statements, opinions and materials contained on the Website are for private use only and not intended for use in any commercial activity or purpose.
Privacy Policy and Use of This Site: Please read this section carefully as it contains the legal terms and conditions that you agree to when you use this Site.
This privacy statement is designed to help you understand how we use and safeguard the personal information you provide to me. We take your right to privacy very serious. We have taken every care in the preparation of the Site. However, as certain matters may be beyond my control, We cannot guarantee that you will have uninterrupted or error-free access to the Site at all times. Furthermore you must not seek to access, alter or delete any information to which you do not have authorized access to on this site. I may vary the specification and content of this site from time to time without notice. We reserve the right to amend these Terms without notice to you from time to time also.
Terms and Conditions
Accuracy of Information
The website is provided ‘as is’, and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy. You should take all reasonable steps to ensure that You fully understand any information which You obtain from this site or any other links from this site and whether or not it applies to You. I accept no liability for any loss or damage suffered by you or anyone else which relates to or arises out of your use of the site or any information contained in it to the fullest extent such liability can be excluded by law. You agree that your use of this site is at your own risk.
Whilst every reasonable care has been taken in the compilation of this web site, and every reasonable attempt made to present current and accurate information, I cannot guarantee that inaccuracies will not occur, that defects will be corrected, or that this site or the server that makes it available represent the full functionality, accuracy, reliability of the materials. I make no representation that information is accurate and up to date or complete. I will not be held responsible for any loss, damage or inconvenience caused to you or anyone else as a result of any inaccuracy or error within these pages or any opinion expressed on any website which is linked to these pages whether due to inaccuracy, error, omission by our employees or agents or any other person or entity. If you discover any information on our pages which you believe to be inaccurate or inappropriate, please notify us by email via the contact form or 09702062111.
Some of the documents on this website may contain links to information created and maintained by other organisations. Please note that I do not accept liability for or control of such information and cannot guarantee the content, relevance, timeliness, or accuracy of these outside materials, nor can we guarantee that these links will work all the time. We have no control over the availability of linked pages. Where links are provided these are indicative only as potential sources of assistance and/or information and We provide no warranty about the site link and any information displayed there.
Other information on the subjects covered by the links provided on these pages is available.
Linking
We provides no warranty and has limited control over other sites with any direct links to the information hosted on this site. Where direct links are made to this site on other sites, this does not imply endorsement by me.
Virus protection
We make every reasonable effort to check and test material at all stages of production. However, you are advised to run an anti-virus program on all material downloaded from the Internet. We cannot accept any responsibility for any loss, disruption or damage to your data or your computer system which may occur whilst using material derived from this website. We cannot guarantee that availability of the site and any services provided via the site will be uninterrupted or error free or that the site or the server hosting the site are free from viruses or other forms of harmful code.
Website usage statistics
We collect website usage information in order to measure the success of the site and improve my service to users. All data collected in anonymous. Our web server logs all requests to the website and also logs your Internet Protocol (IP) address and the domain name of your Internet Service Provider (ISP) This information is stored by me for the project duration. None of your personal details can be derived from this information. We also use cookies and JavaScript to gather non-personal data regarding visits to pages on the site, the duration of individual page view, paths taken by visitors through the site, any repeat visits, data on visitors’ screen settings and other general information. More information on cookies and how they work is available at www.allaboutcookies.org. You can block or erase cookies from your computer if you want to (your browser’s help screen or manual should tell you how to do this), but certain parts of these webpages are reliant on the use of cookies to operate correctly and may not work correctly if you set up your browser not to accept cookies.
Copyright information
All copyright of material produced for chackojoseph.com is vested by Chacko Joseph.
The permission to reproduce my copyright material does not extend to any material on this site which is identified as being the copyright of a third party.
Authorisation to reproduce such material would must be obtained from the copyright holders concerned.
Subscribing, Opting Out from Our FREE Newsletter and Promotional Offers:
We only want to send you information if you want to receive it. You may opt out of receiving additional or future information from me or from having your information shared within our internal group at any time by doing any one of the following: clicking the “unsubscribe” link found in every newsletter or email, or mobile number requesting removal from our internal email lists. Occasionally we may send you our internal promotional offers; however out of respect we do present the options not to receive these types of communications, in every single contact with our customers.
Advertising
Because publisher sites and laws across countries vary, we’re unable to suggest specific privacy policy language. We use third-party advertising companies to serve ads when you visit our website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. Google, as a third party vendor, uses cookies to serve ads on your site. Google’s use of the DART cookie enables it to serve ads to your users based on their visit to your sites and other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.
Chacko Joseph can be contacted by email at chacko joseph AT gmail dot com, by telephone on 9702062111.



